Earlier this year, Fannie Mae and Freddie Mac announced important changes to condominium reserve funding requirements. Management companies and condo boards nationwide need to take the changes seriously and act now.
The housing market is expected to build on the gradual stabilization that began in 2025 this year and will see improvements in inventory, home sales, prices, and mortgage rates, according to 2026 predictions. In 2026, the Foundation for Community Association Research projects 3,000 to 4,000 new condominium communities and homeowners associations will be built, growing the total number of associations in the U.S. from approximately 373,000 at the end of 2025 to as many as 377,000 in 2026.
Projections from the Foundation for Community Association Research, an affiliate of Community Associations Institute, estimate 3,000 to 4,000 new condominium communities and homeowners associations will be built in 2025. Community associations — including homeowners associations, condominiums, and housing cooperatives — currently house 77.1 million Americans and comprise 30% to 33% of the U.S. housing market.
